First-Time Buyers: Secure Your Mortgage with Penrose Estate Agents Before Viewing

First-Time Buyers: Secure Your Mortgage with Penrose Estate Agents Before Viewing

Stepping onto the property ladder is exciting—but preparation is everything. Before you fall in love with a home, make sure your finances are ready to move just as fast. Securing a mortgage in principle not only shows sellers you’re serious—it gives you the clarity and confidence to act when the right property appears.

Buying your first home is a huge milestone, but did you know that having your mortgage agreed in principle before going out viewing puts you in the strongest possible position? Show Sellers you are serious buyers, and secure a mortgage in principle in advance to ensure you can act quickly when you find your dream home.

That’s why Penrose Estate Agents’ mortgage department specializes in first-time buyer products—helping you access the best deals across the entire market. Through our partnership with Less Stress Mortgages, we offer whole-of-market mortgage advice, meaning you won’t be limited in finding the perfect solution. Whether you need help understanding deposits, maximum borrowing ability, or government schemes, we’ve got you covered.


Don’t start house hunting without knowing exactly what you can afford! Book your free in-office mortgage consultation today and enter viewings with complete confidence.
 
Click here to schedule your appointment—your first home starts here!


Get in touch with us

Thinking of putting your home on the market soon? If you’re aiming to list within the next 90 days, this guide is for you. Here’s how to sharpen your strategy so you don’t just sell, you get the sale you want.

Thinking of selling soon? Setting the right asking price can make or break your move. Here’s why overvaluing your home, even with the best intentions, can actually reduce its true market value and slow your sale.

With ongoing reforms and rising compliance demands across the UK, managing a rental property alone is becoming increasingly complex. Here’s why professional management now matters more than ever.

Being a landlord in 2025 comes with fresh challenges, from shifting regulations to changing tenant expectations. Whether you’re experienced or new to lettings, this checklist will help you stay compliant, competitive, and confident in the year ahead.